If you got unemployment benefits in 2024, you may have questions about your IRS Form 1099-G. This form shows how much money you got from unemployment benefits, and you’ll need it for your taxes. This FAQ page answers some of the most common questions about your 1099-G form, how to access it, and what to do if something is incorrect.

What is the IRS Form 1099-G for unemployment benefits?

If you got unemployment benefits in 2024, you may have questions about your IRS Form 1099-G. This form shows how much money you got from unemployment benefits, and you’ll need it for your taxes. This FAQ page answers some of the most common questions about your 1099-G form, how to access it, and what to do if something is incorrect.

If you got unemployment benefits in 2024, the N.C. Division of Employment Security (DES) will issue you an IRS Form 1099-G. This form shows the total unemployment benefits you got in 2024. You will be able to view or download the form through your MyNCUIBenefits account by Jan. 31, 2025. If you chose to get a paper copy, it will be mailed by Jan. 31, 2025, and should arrive in early February.

Are unemployment benefits taxable?

Yes. Unemployment benefits are considered taxable income. You must report them on your federal and state tax returns. You may also choose to have state or federal taxes withheld from your benefit payments.  

Do I need to complete identity verification to access my form online? 

If you haven't already completed identity verification and you are just checking your 2024 1099-G, you won't need to verify your identity. But, if you need to do something more with your claim, you may need to complete identity verification. This process helps protect against fraud and stops people from using stolen identities to claim benefits.

I got a 1099-G from DES but did not file for unemployment. What should I do?

This could mean that you are a victim of identity theft, and someone may have filed for unemployment using your name. Fraud like this can happen when someone steals your personal information from data breaches, scams, or phishing emails to apply for unemployment.

If you think someone has stolen your identity, you should report it to DES by calling 919-701-3543 or using the online fraud reporting form. DES will look into it and fix your 1099-G if fraud is confirmed.

You can also learn how to protect yourself and recover from identity theft here: des.nc.gov/fraud.

I got a 1099-G, but it shows a different amount than what I got. What should I do?

DES must report all benefits paid to you in a calendar year. If the amount on your 1099-G is wrong, call the DES Customer Call Center at 888-737-0259.

What is reported on my 1099-G? 

DES reports the total amount of unemployment benefits paid to you in the previous calendar year on your 1099-G. It includes payments from all claims, even if they were for different periods.

If I repaid an overpayment, will it be reflected on my 1099-G? 

No. The 1099-G shows the total amount of benefits paid to you in the year, even if you paid some of it back. However, you might be able to subtract any repayments when you file your taxes. Report any repaid amounts on your tax return for the year you paid them back.

If I did not get my 1099-G, how can I get a copy?  

You can download your 1099-G from your MyNCUIBenefits account at des.nc.gov for free. You can get 1099-G forms from 2018 onward there. If you want a hard copy of your form, you can request it by:

  Division of Employment Security
          Attn: Intrastate Claims Unit
          P.O. Box 25903
          Raleigh, NC 27611-5903

When you make a request, include your full name, address, phone number, last four digits of your SSN or Claimant ID, and your birthdate. Your request will be processed in 48 hours.

If you need a 1099-G from 2017 or earlier, you'll need to submit a Request for Release of Information Form. The fee to do that is $15.

How do I file my taxes?

Filing your taxes online is secure and easy. For information about available free filing options in North Carolina, including Direct File, visit NCDOR.gov. If you do file online, you’ll get a confirmation email once your return is submitted.

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